First home buyers

Buying your first home? A Berwick mortgage broker explains deposits, government schemes and lender requirements, and guides you through to settlement.

Making the process easier

Buying your first home is a major milestone, but understanding deposits, borrowing capacity, government schemes and lender requirements can feel overwhelming. Domain Finance Australia makes the process easier by giving you clear guidance from the beginning.

How we help first-home buyers

We help first-home buyers with:

  • Understanding borrowing capacity and repayments
  • Understanding the stamp duty and other costs that may apply to their property purchase
  • Building a suitable deposit and savings history
  • Exploring government-supported low-deposit options
  • The Australian Government 5% Deposit Scheme
  • Help to Buy applications 2% deposit scheme
  • Comparing lenders and available loan options
  • Understanding Lenders Mortgage Insurance (LMI)
  • Managing purchases that are already under contract and subject to finance
  • Guiding you through the entire loan process, from the moment you start considering a property purchase through to settlement

A practical pathway to home ownership

Whether you’re ready to buy now or still working towards your deposit, we’ll help you understand your position and create a practical pathway to home ownership. When the right property comes along, we’ll structure your finance, manage the application and keep you informed at every stage.

Get in touch with Domain Finance to talk through your situation — no obligation.

All loans are subject to lender credit assessment and approval criteria, including the Australian Government’s Home Guarantee Scheme and Help to Buy, which are subject to place availability and eligibility criteria. This page is general information only and doesn’t take your personal circumstances into account. Domain Finance Australia — Credit Representative 571799, authorised under Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112.